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Have you covered your liabilities sufficiently? In case of unfortunate event, will your family be financially the same as it is today? Do you have the best tax benefits available as per your gross income? Are you getting the best returns on your invested money? Have you ever discussed your investment planning with any professionals? Is your post retirement life secure? Will you be able to afford the educational cost of your child ten years from now? What comes on your mind when you hear the words insurance? Death? Premiums? Tax Savings? Retirement? Child Education? Can your insurance/ investments be suitable to your needs and risk profile?